
Social Security will penalize pensions older than 36 years and six months in people who retire at their ordinary age by not taking into account contributions above, even if they have been contributing for 50 years.
In 2026, workers who decide to retire and have more than 36 years and six months of contributions must know that Social Security will not add these surplus contributions to exceed 100% of the pension. This rule, included in Law 27/2011, which corresponds to the first major pension reform in ...








