Finance

The best way to buy your apartment (that almost no one uses)

By Santiago García-Mussons Buy 100% using your portfolio as collateral: keep your investments working while you sign the mortgage. Your investment portfolio remains as guarantee or guaranteeyou remain the owner and allow it to continue growing (compound interest). This may mean tens of thousands of euros in your favor in ...

What does the "closure of the government" mean in the US. And why does it matter?

What does the “closure of the government” mean in the US. And why does it matter?

In the United States, the term “government closure” (Government Shutdown) refers to an exceptional situation in which certain federal agencies suspend their operations due to the lack of budgetary approval by Congress. In essence, when legislators do not reach an agreement to finance the functioning of the government for a ...

El balance de las cuentas corrientes mundiales se amplía, invirtiendo la tendencia de reducción

The balance of world current accounts is extended, investing the reduction trend

The balance of world current accounts was extended considerably in 2024, at 0.6 percentage points of world GDP. This extension, once adjusted to take into account the volatility around the pandemic and the Russian war in Ukraine, is a notable investment of the reduction that had been produced from the ...

Patrimonial transmission: How to train heirs so as not to ruin the family legacy

Patrimonial transmission: How to train heirs so as not to ruin the family legacy

We share the article by Ramón Alfonso about the heritage transmission and the formation of heirs that has appeared in recent weeks such as Rankia, La Razón, Telecinco, Radio Intereconomy, Onda Madrid, Funds Society or current leader. More than 70% of families lose their richness in the second generation and ...

Editorial: Requiem for the dollar. "Not so fast ...!"

Editorial: Requiem for the dollar. “Not so fast …!”

We have already consumed the first half of the year, I do not remember an intensity of events, news, so intense for many years and, nevertheless, we return to the starting point, with bags in historical maximums. If we had isolated a person for six months and when he left ...

Financial Independence: What is and how to start building it

Financial Independence: What is and how to start building it

In a world where economic and work uncertainty has become the norm, more and more people raise an essential question: how to achieve financial freedom? This concept, which goes far beyond savings or investment, implies the possibility of covering all economic needs without depending on a traditional salary or employment. ...

ESG y rentabilidad: sostenibilidad como motor de valor patrimonial

ESG and profitability: sustainability as a patrimonial value engine

The investment analyst at Norz Patrimonia EA indicates the unstoppable progress of the responsible criteria as a key tool for protecting assets and anticipating structural transformations The Sustainability criteria in corporate governance They have become among some selection criteria more relevant among investors Given the obvious materialization of the effects ...

The financial advisor, an essential professional for patrimonial management

The financial advisor, an essential professional for patrimonial management

In an increasingly complex and uncertain economic context, The figure of Financial Advisor It stands as a crucial element to achieve the patrimonial objectives of individuals and companies. Through a direct, personal and frequent relationship with the client, this professional analyzes the present and future personal and professional circumstances, and ...

¿Qué es un asesor financiero? Profesional imprescindible para la gestión patrimonial

What is a financial advisor? Professional Professional for Patrimonial Management

In an increasingly complex and uncertain economic context, The figure of Financial Advisor It stands as a crucial element to achieve the patrimonial objectives of individuals and companies. Through a direct, personal and frequent relationship with the client, this professional analyzes the present and future personal and professional circumstances, and ...

10 de las mejores frases de Warren Buffett

10 of Warren Buffett’s best phrases

Yesterday, the world of finance stopped for a moment: Warren Buffettthe legendary investor and president of Berkshire Hathaway, officially announced his retirement to the 94 years. With more than seven decades leaving a mark on the markets and in the minds of millions of investors, Buffett not only built one ...