It is now common, especially when we are on the street and we go to places where you cannot pay by card, for a friend to ask us for cash and we do him the favor by taking money from the ATM in exchange for him making us a Bizum. So far everything is normal, but what if a stranger does it? In those cases we should be careful because they may be trying to scam us.
“Excuse me, can you get me 20 euros? I’ll give you a Bizum now”, is the typical phrase they can tell us in these cases. And the Civil Guard wanted to warn about this through its official profile in
At first glance it may seem easy. The other person sends the money, we receive it and then withdraw the same amount in cash. Now, the authorities recommend acting very carefully when the person asking us to do this is someone we do not know.
“It seems like a simple favor,” the Civil Guard begins by explaining. But before using the bank card or handing over money, it is worth thinking about whether we really need to participate in that operation.
Don’t accept a transfer if you can’t verify it
One of the main recommendations is not to accept transfers that we cannot verify directly.
The Civil Guard advises against accepting a supposed payment solely because the other person shows us a screen, a receipt or assures that the money has already been sent. As with the sale of second-hand products, there can be a trap here and we must ensure the operation ourselves.
It also asks for extreme caution with our personal and banking information. “Do not provide data,” the body reminds.
The same warning applies to the mobile phone and the card. If an unknown person asks us to use any of these devices to complete the operation, the recommendation is not to allow it.
“Do not let anyone manipulate your phone or card,” insists the Civil Guard.
And a seemingly simple operation can end up exposing banking information or causing us to participate in a transaction that we really don’t need to carry out.
Before handing over money, check what is happening
The advice is none other than not to lose control of the operation at any time. If someone asks us for cash in exchange for a Bizum or any other transfer, we have to verify for ourselves that the money has arrived correctly and not give them extra information that they can later use in their favor to try some type of scam.
It is also recommended to be distrustful when we are pressured to do an action of this type in which there is quick money involved, or when the other person tries to take our phone or our card to supposedly help us.
It does not mean that they are going to ask us for something like that there is a scam behind it, but it does mean that we do not have to take a risk with our data or our money to do a favor for a stranger.
The Civil Guard warns about the photos you upload to social networks: “Sometimes, important information is in the background”
The Civil Guard warns those who sell second-hand products: “A receipt does not always mean that you have received payment”
The Civil Guard asks, therefore, that before using the card, accepting a transfer or delivering cash, we always check the operation and leave our devices and data under control.