Posted in www.eleconomista.es/
- The management of large fortunes requires a comprehensive strategy that combines profitability, security and a strong commitment to sustainability.
In a context of economic uncertainty and transformations in global markets, Heritage management has become a fundamental pillar to guarantee financial stability and the sustainable growth of great fortunes. Market volatility, changes in fiscal and financial regulation, as well as fluctuations in interest rates and inflation, have led investors to seek more sophisticated and diversified strategies to protect their capital.
In this scenario, Norz Patrimonia, signature Boutique Of patrimonial and financial advice, it is positioned as a reference in the management of high -level family and business assets, combining a personalized approach with principles of sustainability and social responsibility. «Our mission is Maximize the value of our clients’ investments while their family legacies are preserved. To do this, we design strategies adapted to each investment profile, incorporating ESG criteria in all our recommendations, ”explains Ramón Alfonso, founding partner of Norz Patrimonia.
Great assets require comprehensive management that covers key aspects such as fiscal planning, succession, philanthropy and investment in strategic assets. According to Alfonso, «It is essential to distribute capital in a balanced wayensuring a part for the preservation of capital and another to assets with greater profitability potential, assuming a certain level of volatility ».
According to recent studies on Family officers internacional, The typical asset distribution includes 28% In variable income, 22% in Private Equity19% for fixed income and 10% in real estate, among others. “In Norz Patrimonia we adjust these strategies to the specific needs of each client, combining liquid and non -liquid investments to optimize profitability,” adds Ramón Alfonso.
‘Private Equity’ and sustainability: booming trends
One of the sectors that has aroused the greatest interest in recent years is Private Equityespecially in its variants of Venture Capital and seed capital. «Among the great assets, investment in business projects is common, either through specialized funds or through direct investment andn Companies with high growth potential, ”says Alfonso.
In addition, the ESG asset market has experienced exponential growth, going from 13.7 billion dollars in 2014 to 54 billion in 2024. “More and more investors incorporate sustainability criteria in their portfolios and see philanthropy as part of their commitment to a better world,” says the partner of Norz Patrimonia.
Risk Management and Legacy Planning
In a volatile geopolitical context, diversification is key to capital protection. «Many great heritage maintain a liquidity reserve to face moments of uncertainty without the need for strategic investments. In addition, they resort to tools such as insurance and derived products to minimize the impact of market volatility, ”explains Alfonso.
Another crucial aspect in patrimonial management is hereditary planning, a process that allows the continuity of the family legacy and avoiding conflicts in succession. «We accompany our clients in the Design of efficient structures that protect heritage and facilitate their generational transmission, ”he concludes.
With a team of experts in investment and tax management, Norz Patrimonia continues to consolidate as a strategic ally for families and companies that seek to maximize their heritage with a long -term vision and a strong commitment to sustainability.