Social Security studies lowering the requirements to make retirement pension with autonomous work compatible

Social Security studies lowering the requirements to make retirement pension with autonomous work compatible

The Ministry of Inclusion, Social Security and Migrations, which coordinates Elma Saiz, is willing to study the improvements in the Royal Decree project for the Reversible retirement development and of the compatibility of the Retirement Tax Pension With a job, as Europa Press has published that has had access to the sources of social dialogue.

The government opens in this way to reduce the requirements to Compatible retirement pension with a job Autonomous that had been raised in a moment. The idea is that the reversible (flexible) retirement no longer has to be linked to the performance of a part -time and on behalf of others, but that it would be allowed to make the pension compatible with an activity on its own in exchange for an improvement of the 20%pension.

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In the text that has undergone a public hearing, it is indicated that it would only be allowed to make the pension compatible with an autonomous work if in the 5 years immediately prior to the event causing retirement, the pensioner would not have been registered in a social security regime as self -employed or autonomous.

The Ministry has opened to study that this period is not 5 years, but 4 without ruling out that additional percent in the pension amount is greater than 20%.

Better conditions to enhance the return to retirees labor market

This is not the only improvement that the Ministry will analyze to enhance this tool as an instrument of return to the labor market once the time has been reached of total retirement, without giving up continuing to charge a part of the pension.

The Ministry has initially raised in its project (in the draft) that the partial work day carried out by the pensioner who returns to the labor market should be between 40% and 80% in relation to that of a full -time worker that can be compared.

The amount of the pension compatible with the work will be increased by an additional 20% when the part -time work day is between a minimum of 60% and a maximum of 80% or by an additional 10% when the part -time work day is equal to or greater than 40% and less than 60%.

The social agents already have the government initiative to reduce that minimum threshold of 40% of the part of the part required to be able to compatible the pension with a part -time employment, as well as to raise the additional percentages of 10% and 20% of the pension.

The new improvements for forced retirement

The text that came to a public audience established that the price made in the reversible retirement situation would not have effects for the improvement of the pension that had been recognized. That is, what has been quoted during the work done while the pension is not taken into account to calculate the final pension.

The Ministry opens to study that these quotes have for the pension in the case of forced retirees, that is, those who are involuntarily forced to retire, generally because of a dismissal or an employment extinction file.

The bill enters into the commitment acquired by the Government in the Royal Decree Law of 11/2024 of December 23 for the improvement of the compatibility of the retirement pension with a work, which is part of the agreement signed between the government and the social agents in the month of September 2024.

Social Security has recognized that the current flexible retirement does not meet the results that were expected because the number of applications has barely changed in recent years. In the month of March 2025, 3,174 flexible retirements of the 6,570,803 retirement pensions were registered.