The amount of the pension for permanent disability depends depending on the graduate degree, being able to be partial, total, absolute or great disability. While the partial is a unique payment, the rest of degrees is a amount that goes from 55% and 100% of the regulatory base. Thus, in the total permanent disability qualified it has a amount that corresponds to 75% of the regulatory base, but the Social Security can remove 20% in two situations that are if work is found or the retirement age is reached.
The permanent qualified disability is in itself an inability to total degree that improves from 55 years. Total permanent disability occurs when a worker is incapacitated to perform his usual profession, but he still has the possibility of performing another different professional activity. How social security can be re -working determines a benefit equivalent to 55% of its regulatory base.
But, if at 55, work is not Permanent inability.
But, Social Security, just as it grants it, can also withdraw it and makes all the meaning, since it is complement that is granted under the required requirements.
20% of permanent disability is lost when finding a job
The Social Security can withdraw 20% of the permanent permanent disability qualified when the beneficiary finds a job. That is, it is mandatory to communicate to Social Security the beginning of a work activity, and this will evaluate whether the withdrawal of the complement is proceeded. In case of being unemployed again, it may be requested again for restitution, provided that the requirements are met.
This is why it makes all the meaning, since it is a complement that ultimately acts in cases of need, when the beneficiary does not find work. In addition, the objective of the permanent disability pension is to compensate for the loss of income caused by an accident or illness, whether of professional or common origin, which limits or prevents work capacity.
Upon reaching the retirement age
Another reason why loses this complement is when reaching retirement age. At that time, the permanent disability pension is no longer received and the retirement pension begins to be received, which leads to cease to perceive this complement. This is because both benefits are incompatible within the same regime and social security will always grant the most beneficial.
Now, article 163.1 of the General Social Security Law establishes that, at the request of the interested party, it is possible to resign from the collection of the retirement pension and continue to perceive the permanent disability. However, this option is usually the exception and is subject to certain conditions. In the case of not having quoted enough for the retirement pension, it could be more advantageous to continue receiving permanent disability, with an increase of 20%.