Get money to bring friends to your bank? It may seem a chimera, but this is one of the bases of the referral marketing (recommendations of the existing customers). There has also fallen by traditional and digital banking, from Ing, Santander or Caixabank, even digital, Neobancoswhich can pay up to 800 euros for taking a friend as new customers.
Many banking entities enter this particular marketing of referrals, with a minimum fertilizer of 50 euros for a new opening of current account or savings, thanks to a user (we as customers) that brings to another user (friend).
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Referral Marketing or ‘Friend Plan’, Banks’ new strategy to capture customers
This is an offensive by the banks of which, like strategies such as gifts for domiciled payroll, this new option can become a very profitable play. In fact, there are banking entities that are willing to reward them with up to 800 euros simply for transferring their income, getting your friends to dare to do the same and meet a series of extra conditions.
The reason is none other than the competition to win new clients is more alive than ever, and banks have turned the incentives into their best letter. Therefore, in recent times, more and more entities choose to seek the sympathy of new clients through this type of benefits. In Spain, Ing, Banco Santander, BBVA, CaixaBank or Unicaja offer a good referral program.
In Unicaja, users can receive a maximum of 500 euros for their ‘friend plan’: for each new client, 30 euros
Precisely, a good example is Unicaja. Through the ‘Friend Plan’, current customers can receive up to 500 euros by sharing their invitation code and get their friends to register in Unicaja.
For each new client, the host will receive 30 euros, which will be added additional 20 euros if the guest also adheres to the campaign of domiciliation of receipts and meets the requirements.
ING
In the case of the Dutch Bank Ing, it has been updating its promotion for several months. He does it with his ‘friend plan’ for his clients. Those who are already Ing customers can invite friends or family to become customers of the entity by opening a ‘payroll account’ and an ‘orange account’ of savings.
They will get 50 euros when hiring has been completed, and new customers will get 250 euros. There are very few requirements to be met to benefit from this promo and we must also bear in mind that it is an initiative that is not always in force.
BBVA has two double prize offers
According to the data provided by the financial comparator KelistoBBVA also has two options for those who want to obtain benefits for attracting their acquaintances. The two offers can be combined and, therefore, increase the money you can earn.
On the one hand, the bank offers the ‘Friend Card’ Plan ‘, linked to its’ online account without commissions’ and, secondly, the’ Payroll Friendly Plan ‘, linked to the’ payroll account with you ‘.
The first is to obtain 35 euros for each acquaintance who becomes a bank’s client (up to ten) through his ‘online account without commissions’ and make a first purchase of more than 35 euros with the card, he will also receive a disbursement of 35 euros. You can get up to 350 euros.
On the other, if the friend becomes a client of the ‘payroll account with you’ and domiciled its payroll of minimum 800 euros, the disbursement for the user is 50 euros, so linking ten friends can get 500 euros. In return, new customers receive 250 euros.
Santander Bank, up to 800 euros for bringing friends
The Santander Bank Plan offers a maximum of 800 euros as a prize for customers who attract business to the bank. Until now, the incentive was set at 500 euros.
Santander will pay its current clients 80 euros for each new user who incorporate the entity and domicile their income. As until now, the incentive rewards the capture of up to 10 friends.
The Bank seeks to win quota in particular, autonomous and businesses, as well as groups as officials or professionals in the health sector.
CaixaBank (Imagin)
On the part of CaixaBank, he does it with his 100% digital bank, imagin. With this, a promotion has been launched that allows bonuses for the user that brings friends or new customers. It allows them to obtain up to 750 euros when opening an account, as long as they meet certain conditions.
Here, by home payroll in imagin, customers can receive an economic incentive that varies according to the payroll amount:
- 250 euros: For payrolls greater than 1,500 euros per month.
- 150 euros: For payroll between 900 and 1,499.99 euros per month.
Like the rest of the competition, Imagin also offers the possibility of getting up to 500 euros additional through its ‘friend plan’. For each friend who is discharged as a new client using the holder’s personal code and meet certain requirements, the client will receive 50 euros.
The maximum friends who can be invited is ten, which allows reaching the total figure of 500 euros. For the incentive to be effective, the guest friend must download the imagin app, introduce the invitation code and complete the high process.