As of January 1, 2025, permanent disability pensions in Spain will be revalued by 2.8%. As for the pminimum pensions, these will grow by 6%, except for the minimum ones with family responsibilitieswhich they will do in a 9.1%. For its part, the maximum pension will reach 3,267.60 euros per month. This update will affect the contributory pensions of the different Social Security regimes, as well as those corresponding to the passive classes. These measures are included in the Royal Decree-Law 9/2024already published in the Official State Gazette.
After applying the 2.8% increase, the average permanent disability pension (which includes all Social Security schemes) will increase from the current 1,165.60 euros per month to 1,198.23 euros per monthwhich represents an increase of 32.63 euros per month.
The General Regime will continue to lead with an average pension that will go from 1,185.99 euros to 1,219.20 euros per month (33.21 euros). In contrast, self-employed workers will continue to have the lowest pensions, which will increase from 889.55 euros to 914.46 euros per month (24.91 euros per month), while the beneficiaries of the SOVI regime will receive an increase of 13.83 euros , reaching 507.68 euros per month.
For their part, the coal mining and worker accident regimes will be the ones that will notice the increase the most, standing at 2,005.60 euros and 1,378.07 euros per month, respectively.
| Regime | 2025 | 2024 | Increase |
|---|---|---|---|
| Total system | €1,198.23 | €1,165.60 | €32.64 |
| General | €1,219.20 | €1,185.99 | €33.21 |
| Self-employed workers | €914.46 | €889.55 | €24.91 |
| Sea workers | €1,225.64 | €1,192.25 | €33.38 |
| Coal mining | €2,005.60 | €1,950.97 | €54.63 |
| Work accidents | €1,378.07 | €1,340.54 | €37.54 |
| Occupational diseases | €1,322.00 | €1,286.00 | €36.01 |
| SOVI | €507.68 | €493.86 | €13.83 |
Minimum permanent disability pension
Minimum pensions with family responsibilities will be revalued by 9.1%, while the rest will grow by 6%. Thus, and as stated in Royal Decree-Law 9/2024, the annual amount for the severe disability with dependent spouse is 25,826.89 euroswhile for the absolute pension with a dependent spouse it reaches 17,217.02 euros. For its part, the minimum for total permanent disability for holders aged 65 and dependent spouse are also placed in 17,217.02 euros.
| Permanent Disability | With dependent spouse (€/year) | Without spouse: Single-person economic unit (€/year) | With non-dependent spouse (€/year) |
|---|---|---|---|
| Great disability | €23,678.20 | €18,362.40 | €17,430.00 |
| Absolute | €15,786.40 | €12,241.60 | €11,620.00 |
| Total: Owner aged sixty-five | €15,786.40 | €12,241.60 | €11,620.00 |
| Total: Holder aged between sixty and sixty-four years | €15,786.40 | €11,452.00 | €10,824.80 |
| Total: Derived from a common illness under sixty years of age | €9,024.40 | €9,024.40 | €8,947.40 |
| Partial of the work accident regime: Holder aged sixty-five | €15,786.40 | €12,241.60 | €11,620.00 |
For its part, the major disability without spouse is set at 19,463.14 euros annually and, with a non-dependent spouse, it remains at 18,475.80 euros. On the other hand, the absolute pension without a spouse is established at 12,976.10 euros, while that corresponding to holders between 60 and 64 years old without a spouse is 12,139.12 eurosand with a non-dependent spouse, of 11,474.29 euros.
Finally, the pminimal injuries resulting from common illnesses under 60 years of age reach an annual amount of 9,565.86 euros for those who do not have a spouse and 9,484.24 euros with a non-dependent spouse. In the case of partial pensions from the work accident regime for holders aged 65, these are 12,317.20 euros if they have a non-dependent spouse and 12,976.10 euros if they are holders without a spouse.
Maximum pension
The maximum pension is set at 3,267.60 euros per month, which annually cannot exceed 45,746.40 euros, regardless of whether it is collected in 12 or 14 payments. This limit applies both in cases where a single pension is received and when several pensions are received simultaneously, for example, a permanent disability pension together with a widow’s pension or two permanent disability pensions at the same time.
How much is charged for permanent disability
The amount of the disability pension remains dependent on the regulatory basis and the degree of disability granted by Social Security. In the case of permanent partial disability, this is ignored, since it is not a recurring payment, but rather a single payment and it will be a compensation that is calculated based on 24 monthly payments of the regulatory base.
In the case of the total permanent disability For the usual profession, this corresponds to the 55% of the regulatory base and 75% (qualified permanent disability) when you are over 55 years old and do not have a job. The incapacity remain absolute For any profession or trade the amount will be 100% of the regulatory base and is charged for life.
In the case of the great disability, it will be 100% of the regulatory basein addition to adding the 45% of the current minimum contribution base at the time of recognition of the disability and 30% of the worker’s last contribution base. This last amount cannot be less than 45% of the pension for absolute disability, not including the supplement.