Banco Sabadell goes all out and launches a new promotion that allows new customers who open their Sabadell Online Account to get, nothing more and nothing less, up to 3,120 euros during the first year. The bank offers a return of 2.75% APR for the savings you bring to that account and, in addition, gives away 400 euros in cash for direct debiting your payroll and activating Bizum. Of course, the offer is for a limited time, as it ends on November 12, 2026. So anyone who is interested should hurry. This initiative joins other similar ones by domiciliating the payroll that other entities have active, such as Caixabank, which is giving away 250 euros, an iPhone 17 or a Dyson V12 Vacuum Cleaneramong other gifts for doing so.
This, without a doubt, is one of the best promotions that are active right now for those who are thinking about changing banks and also do not mind taking their payroll or even Bizum with the new entity. And with this campaign, Sabadell seeks to attract those who want to change banks or get a return on their savings. As the entity explains in its official websitenew clients will be able to get up to 2,720 euros in interest during the first year and another additional 400 euros if they meet the direct debit requirements.
Now, it must be taken into account that the 3,120 euros are not a direct gift, but rather the sum of the interest generated by maintaining an average balance of 100,000 euros and the payroll incentive. In addition, both the interest and the bonus are subject to the corresponding personal income tax taxation.
How to get the 3,120 euros from Banco Sabadell
To access the maximum amount of this promotion it will be necessary to open a Sabadell Online Account between October 8 and November 12, 2026. The entity offers a return of 2.75% APR during the first year, applicable to a maximum balance of 100,000 euros.
Specifically, taking as a reference an average balance of 100,000 euros, the bank calculates that 2,720.09 euros in interest can be obtained during one year. Remuneration is deposited monthly into the account, on the 15th of the following month or the previous business day. Starting from the second year, the profitability conditions that the entity has in force will apply.
But this is not all. Banco Sabadell also offers an additional 400 euros to those who meet the following requirements:
- Domiciliate a new payroll of at least 1,000 euros per month.
- Activate Bizum and have it associated with the Sabadell Online Account.
- Maintain both conditions for 12 uninterrupted months.
Of course, the incentive is not received all at once. According to the legal conditions of the promotion, 33.34 euros gross will be paid each month for 12 months, which represents a total of 400.08 euros gross. The corresponding taxation is applied to these amounts.
Therefore, to get the 400 euros it is not necessary to have 100,000 euros saved, since the payroll bonus is independent of the profitability of the account.
Refund of 3% of receipts and a commission-free account
Beyond the announced 3,120 euros, Banco Sabadell offers other economic advantages. Among them, the refund of 3% of direct debit electricity and gas bills stands out, with no limit on the amount. This money is paid quarterly and is subject to a 19% tax withholding.
In addition, the Sabadell Online Account does not have administration or maintenance fees and does not require maintaining a minimum balance, direct debiting the payroll or carrying out a certain number of operations to enjoy these conditions.
The entity also offers debit and credit cards without issuance or maintenance fees, although the granting of the credit card is subject to the bank’s approval. Added to this are free transfers in euros from the application within the European Economic Area, including immediate ones, and free cash withdrawals at ATMs in Sabadell.
On the other hand, customers will be able to benefit from Sabadell Cashback, a service that allows them to recover part of the money spent with the cards in participating businesses, such as supermarkets, gas stations or restaurants, depending on the available offers.
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In any case, the 3,120 euros promotion will only be available until November 12, 2026 and is aimed at new customers. Those who are thinking about changing banks or looking for a return on their savings will be able to take advantage of this campaign as long as they open the account within the established period and meet the conditions for each incentive.