It is increasingly common to pay by card or, even, from our own mobile phone through the Bank’s app, but, despite the fact that there are limits when taking cash from the cashiers of each bank, the data show that Cash money It is still The most used payment method In our country.
In data from Bank of Spainits September 2024 report reveals that the cash is the most used means of payment in physical stores for the 59% of the populationfollowed by the card, which represents 30% of payments in physical shops, and by mobile devices, which rises from 8% in 2023 to 11% in 2024 of consumers.
These statistics make clear a thing, that most citizens in Spain still have effective at home and, although the number of physical ATMs in our country has been significantly reduced in recent years, people still use them usually because they are the only way They have to get cash. This way of getting cash, although it is the most common, is not always the safest.
The amount of techniques and methods that have used all types of scammers, by means of hidden cameras or hackeos, to be able to copy and keep the private data of your bank account or card, has also increased in the last decade. The last scam of which the cybersecurity experts have alerted is simpler than you think, but it can be easily avoided.
Don’t do this when getting money out of the cashier
When we are going to get money, the cashier always begins for asking us for credentials, to give us the amount of money requested, but, just after, ask us two questions. First, he tells us if we want to perform another operation and, then, he asks us the key question: “Do you want a receipt of the operation?” This is where, according to specialists in the subject, They can cheat us depending on our responsethat is, of The key we click.
Everyone thinks that it is irrelevant to get the receipt or not after the operation, but it is important to know that this receipt contains Confidential informationas The account balance or details of the account numbers and cardwhich can be used by scammers to commit robberies or extract money without our permission.
Experts in Banking Security and Cybersecurity, indicate that whenever we do not need it It is best not to print the receiptthat is to say, Press the “Cancel” key at the time we ask us if we want to print it and so Avoid operation that can lead to fraud. Today, each bank has its own mobile application, where you can control the expenses in your account if you need to print a receipt after each operation where you can see your expenses and income.