Partial retirement is one of the formulas that Social Security makes available to workers so that they can advance, at least in part, their age of retirement. That is, to collect part of the pension while working part -time in recent years. This modality is regulated in article 215 of the General Law of Social Security and in article 6 of Law 27/2011. Even so, this format presents many limitations and doubts.
In this sense, Alfonso Muñoz Cuenca, Social Security official, explains what these limitations are and that have to do with the relief contract, which makes its application stop.
You may be interested
A father alleges a ‘back pain’, to get rid of paying the pension to his 25 -year -old son, saying that he affects his economy: he is not accredited and has to continue paying
Retirees charged 2,907.02 euros every month of social security
Requires an indefinite relief contract already full
Alfonso explains that this modality cannot be exercised unilaterally by the worker, that is, for it to occur, the company must hire another person through a relief contract.
In fact, the regulations require that said contract be indefinite, full -time and remain at least for two years after the partial retiree finally accessed ordinary retirement. In addition, the relief base of the reliever cannot be less than 65% of what the substituted worker had.
This rigidity in the norm, clarifies Muñoz Cuenca, makes many companies reluctant to accept partial retirements, since the cost of this hiring and its long -term mandatory generate an additional commitment.
Full price despite the reduction of working hours
Another of the points that stop access to this modality are the quotes. Although the partial retiree reduces his workday, both he and the company must quote as if working full time. To this is added the full price by the reliever worker. That is, the company assumes the total cost of the quotes of two workers, although one of them no longer performs the full day.
As explained by Alfonso Muñoz: “The company must quote 100% of both the reliever and partial retiree.” This means that, if the company cannot or does not want to assume that expense, the worker will not be able to access this retirement modality.
A pending incentive
For all these inconveniences, Alfonso Muñoz makes a clear question: “What benefits or incentives do companies have to allow the partial retirement of their employees?” For him, the answer is blunt and says that “none, rather is an extra cost.” On this issue, this official states that it would be reasonable for bonuses, at least in the quotes, at least in those that affect the retiree, since otherwise it would not be profitable for the company.
Although the most recent reforms approved by the Government have focused on bonusing delayed retirements and the new “reversible retirement”, which allows retirees to return to work in exchange for incentives, the truth is that the regulations do not contemplate benefits for this modality. On the contrary, the reforms have further hardened the advances on the retirement age.