He State Public Employment Service (SEPE) will pay contributory benefits and unemployment subsidies starting Friday, January 10, 2025. Among the subsidies are new aid, such as the subsidy for insufficient contributions and the subsidy for exhaustion of the contributory benefit, as well as old benefits, such as family assistance or the subsidy for those over 52 years of age, among others. Despite the dates established by the SEPE, there are banks that voluntarily advance the deposit, allowing certain beneficiaries to receive their money from Monday, January 6, depending on their banking entity.
This beginning of the year is particularly relevant, since, after Christmas expenses, many people need to know What day is unemployment collected in January 2025?. Therefore, knowing the exact dates of unemployment payments in January 2025 is essential. It should be remembered that unemployment benefits are always paid in arrears and do not include extra payments, since they are distributed in 12 annual monthly payments.
What day is unemployment collected in January 2025?
The State Public Employment Service (SEPE) will make the unemployment payment starting on Friday, January 10, 2025, and before Wednesday, January 15. Since the first days are business days, no delays in the collection of aid are expected. That same day, the rest of the unemployment benefits will also be entered, such as the subsidy for those over 52 years of age and family benefits.
Even so, the exact moment in which the unemployed receive the benefit in their bank accounts will depend largely on the bank where the benefit is domiciled. Some banks, such as Openbank, Banco Santander, Ibercaja or Banco Mediolanum, choose to advance the deposit voluntarily. Thanks to this practice, certain beneficiaries will be able to receive their benefit corresponding to the month of January from Monday, January 6, 2025. This is possible thanks to the Single Account of the General Treasury of Social Security (TGSS), which provides the entities the information about the beneficiaries and the amounts they should receive.
Dates of unemployment entry in January 2025 according to the banks:
- Openbank: starting Monday, January 6
- Santander Bank: starting Monday, January 6
- Mediolanum Bank: starting Monday, January 6
- Boxseven: starting Tuesday, January 7
- Engineers Fund: starting Tuesday, January 7
- Deutsche Bank: starting Tuesday, January 7
- Bankinter: starting Tuesday, January 7
- Evobank: starting Tuesday, January 7
- BBVA: starting Tuesday, January 7
- Caixabank: starting Tuesday, January 7
- Cajamar: starting Tuesday, January 7
- Imaginbank: starting Tuesday, January 7
- Unicaja: starting Tuesday, January 7
- Kutxabank: starting Tuesday, January 7
- N26: starting Tuesday, January 7
- Rural Bank: starting Tuesday, January 7
- Cajasur: starting Tuesday, January 7
- Banking March: starting Tuesday, January 7
- Ibercaja: Friday, January 10
- Abanca: Friday, January 10
- Sabadell Bank: Friday, January 10
- ING: Friday, January 10
How much do you charge for unemployment?
The amount of unemployment received can be consulted through the Electronic Headquarters of the Public Employment Service. During the In the first 180 days of the benefit, 70% of the regulatory base is received. Starting on day 181, the amount drops to 60% until the benefit endsbut taking into account that there are maximum and minimum unemployment amounts.
Regarding unemployment benefits, those approved before November 1, 2024 will continue to receive 80% of the IPREM and, in the event that the last contract was part-time, the amount of the subsidy will be adjusted proportionally to the number of hours worked.
On the other hand, for subsidies approved as of November 1, 2024, the initial amount will be 95% of the IPREM. However, this will be reduced from the sixth month, in accordance with the provisions of Royal Decree-Law 2/2024.
Why have I received less unemployment this month?
There are several reasons why a person may not receive unemployment payment on the expected date. Among the most frequent are the exhaustion of benefit or helpthe recovery of improper charges by the SEPEsanctions for non-compliance such as not renew the job applicationthe start of a new work activity or the granting of a Social Security pension, which is incompatible with collecting unemployment benefits.
As for those who have received a smaller amount than expected, the most common reasons are:
- First benefit payment: In the first month, the SEPE pays the corresponding proportional part from the date on which the right was recognized until the end of that month. For example, if the monthly benefit amounts to 1,200 euros and is approved from January 15, that month only 600 euros will be received, corresponding to the period from January 15 to 31.
- Reduction of contributory benefit: Starting from the seventh month, the amount of the contributory benefit decreases from 70% to 60% of the regulatory base.
- Last month of benefit: In the last month, the SEPE only pays the corresponding proportional part until the end date of the right. For example, if a benefit of 900 euros per month began on January 10 and ends on June 10, only 300 euros will be received in June, which corresponds to the period from June 1 to 10.