At the end of November, Social Security will pay the extra Christmas pay along with the ordinary payroll, so thousands of pensioners and retirees will receive double what they have been receiving in their bank accounts. This extraordinary payment will benefit many, but, among them, the group of retirees who will receive 6,535.20 euros.
Retirement pensions, permanent disability pensions (not all receive extra pay), widowhood or orphanhood are collected in a total of 14 payments, consisting of 12 ordinary monthly payments plus two extraordinary ones that are collected at Christmas (November) and summer (June). This is regulated in article 50 of the General Social Security Law (which can be consulted in this BOE).
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According to the forecasts of the Ministry of Inclusion, Social Security and Migration, led by Elma Saiz, around 6.6 million people receive the contributory retirement pension, with the average pension being 1,510.07 euros per month.
It must also be remembered that other pensioners will also receive the extra Christmas pay, these being those who receive the non-contributory retirement and disability pension, which are the benefits managed by the Autonomous Communities and Imserso. Here, even if the double income is received, the amount will be lower compared to those who receive a contributory pension.
A payment of 6,535.20 euros for retirement pensioners
If we look at the latest Social Security data, in Spain there are 154,521 pensioners who receive the maximum pension, set at 3,267.60 euros. Of these, 135,951 correspond to retirement, 11,201 to permanent disability, 107 to widowhood, 9 to orphanhood and 5 to benefits for family members.
The majority of these pensioners, upon arriving at the end of November (between the 22nd and the 26th), will see in their bank or banking entity how Social Security pays them double what they were receiving, that is, those 6,535.20 euros.
We say the majority, since in permanent disability pensions resulting from a work accident or an occupational disease, the extra pay is prorated throughout the year. Nor will those who have not generated the complete accrual period (they will collect the proportional part) receive it in full, as well as those who have had their pension temporarily suspended during that accrual period (June 1 to November 30).
Pensioners who will earn more than 6,535.20 euros
Although the maximum pension has a limit (set at 6,535.20 euros for the double pay in November), there are two groups of pensioners who can collect more. These are those who delayed their retirement or those who receive the gender gap supplement.
The general rule is that no one can exceed that maximum amount, not even by adding several pensions. However, these two concepts (the delay supplement and the gender gap supplement) are added above that limit.
For example, a pensioner with the maximum pension who receives the supplement for two children (71.8 euros per month) will receive 6,678.80 euros in the November pay. If you have four or more children (whose supplement rises to 143.6 euros per month), you will receive 6,822.40 euros.