All benefits and subsidies managed by the State Public Employment Service (SEPE) They generally have a limited duration that adjusts to the economic and family situation of the unemployed. Among them stands out a aid that can be collected indefinitely until you find a job or reach retirement age. It is about the subsidy for those over 52 years of ageaimed at unemployed people who, due to their age, face greater difficulties in re-entering the labor market.
This help has a monthly amount of 480 euros, equivalent to 80% of the Multiple Effects Public Income Indicator (IPREM)and is aimed at workers over 52 years of age who have exhausted the contributory unemployment benefit (unemployment) or who, without being entitled to it, have contributed between 90 and 359 days for unemployment, as explained by the SEPE. However, it is necessary to meet other general and specific requirements.
This subsidy, like the rest of unemployment benefits, is colloquially known as “mini-unemployment” due to its lower amount compared to the contributory unemployment benefit and the fact that not all unemployed people are entitled to receive it. Only those who lack sufficient income and meet certain requirements can access it.
The requirement to collect the indefinite subsidy
To access this benefit it is necessary, in addition to be 52 years oldhaving exhausted the contributory unemployment benefit or proving a legal unemployment situation with at least 90 days of contributions (contributions must be for unemployment). In this case, it will not be necessary to remain registered as a job seeker for a month prior to the application, since the date of the causative event will be the date of exhaustion of the contributory benefit. Furthermore, it is necessary that the income or income does not exceed 75% of the SMI, which is currently equivalent to 850.50 euros monthly.
These are the general requirements, but in addition, it is necessary to meet other specific requirements for the aid to be approved.
The first is to have all the requirements, except age, to access the contributory Social Security retirement pension. This means that it is mandatory to have contributed at least 15 years throughout your working life, of which at least 2 years must be within the last 15 years before the application.
On the other hand, and as an essential requirement to be entitled to this benefit, it is necessary have at least six years of unemployment contributions. The SEPE website explains that all employed jobs in the General Social Security Regime, the Special Agrarian System, the Maritime Workers Regime and training contracts are eligible for unemployment contributions.
Amounts and duration
He subsidy for those over 52 years of age has an amount that corresponds to the 80% of the Multiple Effects Public Income Indicator (IPREM) valid every year. Currently, this amount stands at 480 euros per month. This subsidy, like the rest of the aid managed by the SEPE, is paid in 12 paywithout extra payments.
With the reform of unemployment benefits under the Royal Decree-Law 2/2024most aid has experienced an initial increase in amounts, followed by a progressive reduction. However, in the case of the subsidy for those over 52 years of age, the fixed amount corresponding to the 80% of the IPREM.
The duration of this subsidy extends until the beneficiary finds a job or reaches the ordinary retirement agenecessary to access the contributory retirement pension in the Social Security system (age that will depend on the years of contributions). To maintain aid, it is mandatory to present a annual income statement that certifies compliance with the lack of income requirement.
A positive aspect of this benefit is that, while it is received, retirement pension contributions. Specifically, it is quoted on the 125% of the current minimum contribution ceilingwhich is currently equivalent to 1,653.75 euros per month.
The subsidy for people over 52 years of age can be requested through appointment at the SEPE officesonline through the Electronic Officeor through the pre-application form available on the same platform.