The minimum interprofessional salary (SMI) rises 4.4%, reaching 1,184 euros per month and 16,576 euros per year, retroactively since January 1, 2024. This rise of 50 euros per month will benefit not only workers, but also also to those who receive the subsidy for over 52 years, as its price will increase For the retirement pension and modify the Requirements to access this benefit of the Public State Employment Service (SEPE).
Unemployment subsidies are governed by two values, which are the public indicator of multiple effects income (IPREM), which influences the amount of unemployment subsidies and the maximum and minimum amounts of the contributory benefit by unemployment, and the Minimum interprofessional salary, which influences access (of all benefits) and Retirement quote In the case of the subsidy for over 52 years.
Now, with the increase in the minimum wage to 1,184 euros, the unemployed who access the aid for unemployed over 52 years should know that it will be easier to access and retirement contributions will increase.
New income limit to access aid
To access the subsidy for over 52 years, the SEPE asks, among other requirements, to lack sufficient income. For this limit, it is necessary to lack income of any nature that in monthly computation is higher than the 75% of the minimum interprofessional salaryexcluding the proportional part of two extraordinary payments.
Until now, to access this, it was asked to have income below 850.5 euros per month, but now and with the entry into force of the new minimum wage, The limit will amount to 888 euros per month. This increase of 37.5 euros will make access to aid easier.
Now, for this condition it is both to access and to maintain aid and for this, the SEPE remembers that this year, in addition to presenting an annual statement of income to the Public Employment Service, the income statement must be submitted, regardless of whether It is obliged to do it or not. In the case of the first one, it is necessary to do it within 15 business days after the year of benefit, while the income will be in July until July 1.
In the case of requesting the subsidy for unemployed over 52, it is necessary to meet two specific requirements. These are to have the years of price necessary to access the retirement pension, which are 15 years, in addition to having Unemployment quoted a minimum of 6 years Throughout your working life.
Retirement pension contributions rise
On the other hand, the subsidy for over 52 years is the only one that is quoted for the retirement pension. This lies for 125% of the minimum base in force every year. Right now, the minimum base is 1,381.33 euros per month, so the subsidy of over 52 years will quote for 125%, that is, for a base of 1,726.66 euros per month.
This is so, since the minimum contribution bases are linked to the minimum interprofessional salary. In this way, when increasing, the quotation bases will be taken as a reference to increase the SMI and adding a sixth of that increase. So when the minimum wage uploads, so will the contributions to the subsidy for over 52 years.
This is explained, Royal Decree-Law 1/2025 establishes that, in 2025, the minimum contribution base will increase automatically by the same percentage as the SMI, plus an additional sixth. That is, if the SMI is 1,184 euros, the minimum contribution base will be set at 1,381.33 euros.