The economist, professor at the University of Barcelona and television collaborator Gonzalo Bernardos, has been clear in his social network X with a recently published message. In it, he advises his more than 73,000 followers not to be fooled or advised by “Feria Charlatans” that ensure that charging a salary of 2,000 euros They have been able to buy several homes thanks to “indebtedness with the bank.”
He Average salary in Spain, according to Eurostat It is 15,575 euros, after the rise in the minimum interprofessional salary (SMI), but Bernardos, collaborator of the sixth xplica, focuses on those who, charging a salary of 2,000 euros, say they have “6.8 or 17 floors”. “If you have achieved credit, it is for the purchase of one.” And, therefore, for him there are two possibilities: “They do not have them or the money has been put by his family.”
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In this way, these promises that gaining a higher salary that the average allows to buy several properties are not true. They do not reflect the reality of the street, employment or housing market. Buying a house is still complicated, since the price continues up despite the already known Government ICO Avales or the recently presented Help of 30,000 euros For young people who hire a rental rental.
And, for Bernardos, what is hidden behind these statements that say that with 2,000 euros of salary they have several properties, it is usually the family support. This is, amounts of money that they receive as inheritances, donations or because they lend it to be able to start the investment of buying a home and request a mortgage.
“With that salary you can mortgage up to 200,000 euros”
Comments to this post in X have not been waiting. “I think you are wrong, I already answered at the time, the issue is not to buy several at the same time but be leveraged in which you buy, rent and mortgage it to buy another and then put it again for rent and thus in chain.”
Another of his followers speaks to him in the first person: “I am a nurse and I have four floors, and three mortgages, it must be an error.” Then, another points out that “I never thought to have to refute an economist, with that salary you can mortgage up to 200,000 euros, which means that buying the habitual housing (80% price plus 100,000 – 150,000 euros) eventually you can request another mortgage for rent and then more. It is a loop that features.”