CaixaBankthrough its real estate portal InmoCaixa, has made available 148 one- and two-bedroom homes with basic rents from 345 euros. This portal not only allows you to buy apartments, houses and chalets, but also offers the option of accessing a home through its rental program. In this case, it is a basic rental, subject to compliance with certain minimum requirements, but it represents a significant opportunity given the difficult situation of access to housing and the high rental prices in provinces such as Madrid or Barcelona.
This home rental is spread throughout Spain, but right now, the current promotion they have activated is in Guipúzcoa, where all 148 homes are offered. Under the name “Basic Rental”, the main objective is to facilitate access to housing for various groups, such as young people, people over 65 years of age and families with low income.
To access one of these rental homes, CaixaBank establishes as a requirement not to own any homeboth at the time of application and during the two years prior to signing the rental contract. This is because the bank seeks to provide access to the most needy people and families who do not have a home to live in.
Likewise, the income of the family unit must comply with the limits established by the regulations for Officially Subsidized Housing (VPO) in the Basque Country. In addition, it is specified that the rental amount, including rent and additional expenses, cannot represent more than 35% of the total family income.
Another condition is to be registered in the municipality of Arrasate or in one of the municipalities of the Debagoiena region. Finally, applicants must appear as applicants for rental housing in the Registry of Applicants for Officially Protected Housing or in the Basque Housing Service (Etxebide), a requirement that formalizes their registration and allows them to participate in the allocation process.
The home offered for rent by Caixabank
The 148 rental homes promoted by CaixaBank are located in the town of Arrasate/Mondragón. These homes, built in 2019, They have one or two rooms (depending on the home accessed) and have quality finishes, such as parquet floors, heating, double-glazed windows and fully equipped kitchens which include extractor hood, oven and ceramic hob. Security is also a priority, with armored entrance doors and video intercom systems.
As for the building, it has elevator, parking spaces And in addition, the homes are adapted for people with reduced mobility. On the other hand, homes have been reserved for certain groups. The development is located in an area surrounded by essential services, such as shops, supermarkets, cafes and the Alto Deba Hospital (Osakidetza). In terms of communication, it is located just 6 minutes from the center of Arrasate/Mondragón by public transport and 2 minutes by car, which makes it a comfortable and accessible housing option.
How to apply for CaixaBank homes
To qualify for one of the affordable homes offered by CaixaBank, it is necessary to complete a form available on the InmoCaixa web portal (can be found at this link). After sending it, CaixaBank will contact the selected applicants.