Caixabank gives away 250 euros in cash, a Dyson V123 Vacuum Cleaner or a Samsung Galaxy S24 for meeting this requirement

CaixaBank goes all out and launches a promotion valid until the end of the year. The bank gives you 250 euros in cash, a Dyson V123 Vacuum Cleaner or a Samsung Galaxy S24 FE 128GB to all customers who direct deposit their payroll, which must be equal to or greater than 2,500 euros. The promotion ends on December 31, 2025, so it’s time to take advantage of this opportunity to get an ‘early gift’ for Christmas. The campaign follows the line of another very similar promo that ended last September 30 in which the bank also offered gifts for taking your payroll with them.

The gift offered by the entity changes depending on the amount of the payroll that is domiciled with them. According to the bases of the promotion (available on their website), those customers who deposit a payroll equal to or greater than 900 euros will get 150 euros directly into their account, a Rowenta X-Force Flex3 Vacuum Cleaner or a Samsung Galaxy A26 128GB.

If the direct deposit is equal to or greater than 1,500 euros, you can get 250 euros of direct income, a Samsung Jet 75E Pro3 Vacuum Cleaner or a 128GB Samsung Galaxy A36 smartphone.

It must be remembered that the amount indicated for deposit into the account is gross, that is, a tax withholding is imposed in accordance with the Personal Income Tax (IRPF). Once the aforementioned withholding is applied, the net amount that customers will receive from this last option of the promo, for example, will be approximately 202.50 euros.

Conditions of the promotion for a payroll of 2,500 euros

To access the benefits of the new CaixaBank campaign, the first and main requirement is to direct deposit a payroll of at least 2,500 euros per month to receive the 250 euros in cash, a Dyson V123 Vacuum Cleaner or a Samsung Galaxy S24 FE 128GB phone. This requirement, in turn, has a series of conditions to meet to obtain any of the 3 gifts. First of all, it is necessary to register through the official CaixaBank channels, whether in offices, website or mobile application. Of the 3 possible gifts, only one can be chosen.

In addition, it is necessary to direct deposit 3 receipts per quarter into a CaixaBank account, as well as make 3 card purchases per quarter (not applicable to company cards).

Another condition is to comply with a minimum stay period of 24 months under the contracted conditions and be a client for another 24 months. During this time, the client must continue to comply with the conditions of the associated account, such as direct debit of receipts and the use of a bank card.

If the permanence or commitments acquired are not respected, CaixaBank may claim the amount equivalent to the gift given. This means that:

• If the client received 250 euros in cash, they must return the corresponding amount, deducting the personal income tax already withheld.
• If you chose the television or the 400 euro coupon, you must pay CaixaBank the market value of these products, as stated in the signed contract.

Limited number of units and 400 euro coupon

In the case of choosing the Dyson Vacuum Cleaner gift, the promotion is limited to 4,000 units. If the chosen gift is the Samsung Galaxy S24 phone, the unit limit is 5,000. That is, if these numbers of units are exceeded, this option will no longer be able to be chosen.

To access these options (either the Vacuum Cleaner or the Samsung phone), a coupon of 400 euros will be redeemed that they give you if you meet the conditions stipulated above for the payroll promo equal to or greater than 2,500 euros. The coupon, personal and non-transferable, will be valid until June 30, 2026, and the chosen product must have a value equal to or greater than its amount. Its exchange is taxed in personal income tax as a return on movable capital in kind, although the payment on account will not be passed on to the client. In case of non-compliance, a penalty of 400 euros will be applied, which will be included as a negative return in the income tax return.