He Banco Santander has a campaign with which its customers can get gifts such as an iPhone 16, an iPhone 16 Pro, or even up to 400 euros. This is an initiative for new clients who decide to domiciliate their payroll to encourage the opening of accounts and attract new users interested in enjoying technological or economic advantages. But how can they be obtained?
The truth is that to obtain one of these gifts a series of requirements will have to be met. And in a context where banks compete fiercely to attract customers, promotions with gifts and bonuses have become a common strategy. Entities such as CaixaBank, BBVA or ING also offer incentives such as technological devices, gift cards or cash, but to do so, clients must meet a series of conditions.
How to get a free iPhone 16 or iPhone 16 Pro with Banco Santander
To get an iPhone 16 without monthly cost at Banco Santander, the following must be met requirements:
- Domiciliate a payroll or pension of at least 1,200 euros per month.
- Direct debit two monthly receipts.
- Activate Bizum and associate it with the account in the Santander App.
- Comply with one of these two options: make at least one monthly transaction with the credit card or maintain a minimum daily balance of 1,000 euros.
The device is offered through a 36-month rental contract, with a monthly cost of 24.99 euros (VAT included). However, by meeting the requirements, Banco Santander will subsidize that amount every month, making the iPhone 16 free in practice.
When the 36 months pass or the rental contract is cancelled, you can choose to keep the device or not, and the entity will provide a simulation with the cancellation cost.
He iPhone 16 Pro It can also be obtained through renting, and although the requirements are similar, the bonus that will be obtained will depend on the amount of the payroll that is domiciled:
- For payrolls of 2,500 euros or more, The bonus covers the full cost of renting (30.99 euros/month).
- For payrolls between 1,200 euros and 2,499 euros, The bonus will be 24.99 euros/month, which implies that the client has to pay 6 euros per month.
In the event that some month the payroll collected is below 2,500 euros, and as long as it remains above 1,200 euros, the bonus will be 24.99 euros, and at the time it returns to exceed 2,500 euros, the full bonus will be restored.
How to get up to 400 euros by direct debiting your payroll
In the event that you do not want to opt for one of these phones, there is another alternative that will be in force huntil March 31, 2025, which is the time to get money, specifically up to 400 euros.
For this you must direct debit a payroll of at least 600 euros and direct debit 2 monthly receipts. If these two requirements are met, Banco Santander will deliver money, the amount of which will vary depending on the amount of the monthly income.
- 300 euros for payrolls between 600 euros and 2,499 euros.
- 400 euros for payrolls of 2,500 euros or more. This amount is distributed in two payments, one of 300 euros in the first month and another of 100 euros in the second.
It must be taken into account that These amounts are subject to a 19% tax withholding Therefore, 342 euros in total will be received in the account in the case of payrolls of 2-500 euros or more and 243 euros for those between 600 and 2,449 euros.
In addition to getting this money, clients will be able to obtain orother benefits such as:
- Payroll advance of up to two monthly payments at 0% (7.87% APR).
- Free credit card, without issuance or maintenance fees.
- €50 for each friend who opens an account at the bank and deposits their salary, up to a maximum of 10 friends.