He Investment Expert Antonio Rivasknown for your advice on savings and profitability of the money published in the social network Tiktok as well as for his work at the head of the Atair company, he has granted an exclusive interview with Newsstrobajo In which he explains how to get an emergency fund, save and at the same time keep in mind that in the future, the retirement pension will be charged, a time for which it is always positive to be prepared economically.
The first, he points out, is a good financial education that is achieved by advising with experts. And then, in the event that it starts from an average salary of 1,500 euros, which is what companies usually pay in Spain according to Eurostat data. And, taking into account inflation and high cost of life, and although it seems otherwise, it is possible to save. The secret? “Organize and train.”
You may be interested
The English Court surprises with the reduction of a 100% Iberian Black Pata Ham and gives a acorn loin cane
Where to invest your savings in 2025? This is what experts advise
“For these people who want to save by charging a salary of 1,500 euros, it is important to attend to Spain, many people spend first and then think about what they have spent, but it is completely the opposite. First you think how much you want to save and start from there.”
Once you are sure that the monthly payroll is 1,500 euros and that it will reach the bank account regularly because it is working, “I have to do what my personal circumstances are, that is, do I have children, is the house paid?”
Or, in some cases, the question is “do I have an interest or ability to prepare my retirement? And depending on all this, because we would speak and assemble a personalized plan.”
“Think about saving and then spending and not doing otherwise”
To save at the end of the month and get a good background for unforeseen expenses and even to complete the pension, the secret according to Rivas is “to think about saving and then spending but do not do it on the contrary.”
And this is where the ant expenses that are small purchases that are made daily (such as the coffee in the work pause) and that in the end they can mean considerable amounts to add to the home expenses calendar.
The best way to invest is to “understand that you have to buy quality companies at good prices, which is the best way to invest”, a movement similar to that of the real estate sector “buy a house in a good area and then rent and make profitable.” From this moment on, “in the short term, the value of a house, for example, these values may fall, as with the actions. The ideal would be variable income, because it allows you to make small contributions in a disciplined way.”
To understand and put it easier, always make a comparison. “This is like going to the gym, it is necessary to be constant to see results.”
“Just as we talk about ant expenses, we have to count on the small ant investments that will be giving results for the ‘magic’ of the common interest and will be seen how the heritage goes more.”
Who is Antonio Rivas, founder of Atair?
Antonio Rivas, founder of Atair, has a wide professional career linked to companies and the economy. “It is our Atelier of Savings and Investment and is born after extensive experience in international companies.” And it began its very young professional career “I am from Cádiz, I studied law and economy at the University of Seville and before I finished I started teaching at the University of Huelva and in Seville of Communication, Debate and Speaking, which is my other passion.”
Then, he decided to start a mastery of business and maritime law at the University of Comillas in Madrid. “Once I finished it and worked in logistics, I contacted the global and international economy, and Cepsa called me to work in the four towers.” Its function was to coordinate the ships “globally” and was in the “part of Morocco.”
“From here, you have to learn to cover you financially with complex and derivative products that not anyone can master. I went to the largest block of investments in Europe, but I decided to return to Spain and found Atair was because in these brokers you buy what you want but sometimes you don’t understand it.”
“I realized that there were people losing money and that on the other hand, people we had helped value us positively, and that is why Atair was born.”