Although There are still a few days left to submit the Income Tax returnmany taxpayers will have to keep an eye on their bank account, since the Treasury will make a charge on June 30, 2026 to all those Spaniards whose personal income tax return has gone out to pay and have chosen direct debit as a form of income.
This is stated by the Tax Agency in its Web page, within the section dedicated to direct debit of the payment of personal income tax debt. Specifically, the Treasury explains that taxpayers can domiciliate the payment of the declaration, either for the total amount or, if they choose to split it, for one of the fractions or both.
Who will the Treasury charge on June 30?
The charge on June 30 will affect taxpayers whose income tax return is due to be entered and who have direct debited the payment. This can occur in two situations, according to the information from the Treasury, when the total amount of the declaration has been debited or when the payment has been split and the first installment has been debited.
As they explain, if the taxpayer directs the total to be deposited and does not split the payment, the period to do so is from April 8 to June 25, 2026, both inclusive. In this case, the payment date will be June 30, 2026.
A charge will also occur that same day if the taxpayer has chosen to split the payment of the Income into two installments and has direct debited the first. In this case, the Treasury will charge the first fraction on June 30, corresponding to 60% of the tax debt.
How much money will the Treasury charge into the account?
The amount that the Treasury will charge to the bank account will depend on the payment option chosen by the taxpayer when submitting the return. If you have decided to pay everything at once, the charge on June 30 will be for the full amount of the debt.
On the other hand, if you have chosen the 60/40 split payment, the Treasury will charge on June 30 only the first part, that is, 60% of the amount resulting from the declaration. The remaining 40% will be pending for the second installment.
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The Tax Agency explains that, in case of fractionation, the first fraction of 60% has the payment date of June 30, 2026, while the second fraction will be paid on November 5, 2026.