The RETA gateway for mutualists advances in Congress after a year blocked

The RETA gateway for mutualists advances in Congress after a year blocked

On May 6, 2025, the Congress of Deputies approved the consideration of a bill promoted by the PSOE to enable a voluntary gateway to the RETA. The rule had 311 votes in favor and 32 abstentions, with Vox being the only group that did not support the initiative (although it did not vote against it either).

Despite this, it has been blocked until now. Today, almost a year later, the bill has advanced in Congress with the approval of the presentation report. The proposal seeks to ensure that registered professionals have a gateway with which to transfer their accumulated economic rights to the Self-Employed Regime (RETA).

This standard is articulated in three main axes. The first, ending alternativity starting in 2027, so that the new registered self-employed workers are subscribed to the RETA. The second, improve the minimum benefits of existing mutual societies until reaching 100% of the minimum pension also in 2027. And the third, create a way for mutual members to transfer their accumulated rights to the RETA and count those years as contributions.

This Tuesday, Sumar’s Justice spokesperson in Congress, Enrique Santiago, announced that there is already a date for the law to be debated and voted on in the Justice Commission, which will be next May 20. The objective is that the opinion can be approved in the Plenary Session of Congress and continue its processing in the Senate.

The norm is unlocked, but without consensus

For the report to be approved in a presentation, a majority was necessary to enable it and, according to parliamentary sources consulted by Europa Press, all groups have abstained except the PSOE, which has voted in favor, thus allowing the law to advance to the commission. The strategy is to let the text advance while negotiations continue in committee and even in plenary.

Sumar’s Justice spokesperson in Congress has defended that thanks to this law, any registered professional will be allowed access to a decent pension, at least the minimum granted by Social Security. Now, despite the unblocking of the text, he has warned that there is still no consensus to approve an amendment by Sumar that seeks to improve the pensions of those who are already retired by collecting “misery” pensions of 400 euros in the best of cases.

“Our parliamentary group is going to continue working to ensure that this reality ends, so that passive workers can also have their retirement pension improved, at least until they reach a minimum pension in accordance with the criteria that exist for any worker,” he stated. This situation, according to the figures managed by the mutual associations, It affects around 200,000 professionals throughout Spain. The future of the norm will now depend on the negotiations in committee and whether they obtain sufficient support in the Plenary.