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<url><loc>https://www.spak.ng/profitability-or-risk-the-dilemma-that-marks-investment-decisions-in-2026/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T13:37:45+01:00</news:publication_date><news:title>Profitability or risk? The dilemma that marks investment decisions in 2026</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/workers-over-31-years-of-age-who-have-not-contributed-at-least-five-years-will-be-denied-permanent-disability-due-to-a-common-illness/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T12:38:16+01:00</news:publication_date><news:title>Workers over 31 years of age who have not contributed at least five years will be denied permanent disability due to a common illness.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-76-year-old-farmer-refuses-to-give-up-his-land-for-the-construction-of-2000-new-houses/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T10:37:59+01:00</news:publication_date><news:title>A 76-year-old farmer refuses to give up his land for the construction of 2,000 new houses</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-tuesday-april-28-in-the-pvpc-rises-again-with-sections-above-200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T08:37:50+01:00</news:publication_date><news:title>The price of electricity today, Tuesday, April 28, in the PVPC rises again with sections above 200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/retirement-due-to-illness-why-it-is-almost-always-processed-as-permanent-disability/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T06:37:45+01:00</news:publication_date><news:title>Retirement due to illness: why it is almost always processed as permanent disability</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-this-sunday-april-26-2026-the-cheapest-and-most-expensive-hours/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T02:37:38+01:00</news:publication_date><news:title>The price of electricity this Sunday, April 26, 2026: the cheapest and most expensive hours</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-sunday-april-26-in-the-pvpc-remains-the-same-and-leaves-12-sections-below-100-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-28T00:38:41+01:00</news:publication_date><news:title>The price of electricity today, Sunday, April 26, in the PVPC remains the same and leaves 12 sections below 100 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-allows-the-orphans-pension-to-be-collected-for-life-when-the-orphan-has-a-recognized-absolute-permanent-disability/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T22:38:50+01:00</news:publication_date><news:title>Social Security allows the orphan&#8217;s pension to be collected for life when the orphan has a recognized absolute permanent disability.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-this-monday-april-27-skyrockets-with-bands-early-in-the-morning-where-electricity-exceeds-85-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T21:37:53+01:00</news:publication_date><news:title>The price of electricity this Monday, April 27, skyrockets with bands early in the morning where electricity exceeds 85 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/sumar-proposes-changes-to-variable-mortgages-he-wants-them-to-only-be-for-buyers-with-high-financial-solvency/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T19:38:38+01:00</news:publication_date><news:title>Sumar proposes changes to variable mortgages: he wants them to only be for buyers with “high financial solvency”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/caixabank-reduces-this-189-meter-house-with-3-bedrooms-and-puts-it-on-sale-for-less-than-29000-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T18:37:39+01:00</news:publication_date><news:title>CaixaBank reduces this 189-meter house with 3 bedrooms and puts it on sale for less than 29,000 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-government-approves-the-extraordinary-regularization-of-migrants-and-sets-the-start-of-the-process-this-april-16/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T17:38:26+01:00</news:publication_date><news:title>The Government approves the extraordinary regularization of migrants and sets the start of the process this April 16</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/barcelona-pays-up-to-70000-euros-to-owners-neighborhood-communities-or-tenants-to-carry-out-these-works-in-their-buildings/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T16:37:44+01:00</news:publication_date><news:title>Barcelona pays up to 70,000 euros to owners, neighborhood communities or tenants to carry out these works in their buildings</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-eu-changes-the-rules-and-will-make-it-easier-for-medium-sized-companies-to-grow-with-fewer-obligations-in-all-member-countries/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T14:38:38+01:00</news:publication_date><news:title>The EU changes the rules and will make it easier for medium-sized companies to grow with fewer obligations in all member countries</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-man-dies-leaving-a-debt-of-35941-22-euros-and-caixabank-claims-it-from-his-children-who-must-respond-with-the-home-they-inherited/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T13:37:39+01:00</news:publication_date><news:title>A man dies, leaving a debt of 35,941.22 euros and CaixaBank claims it from his children, who must respond with the home they inherited</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/podcast-markets-watch-cautiously/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T12:38:17+01:00</news:publication_date><news:title>Podcast: markets watch cautiously</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/javier-67-years-old-the-retiree-with-e500-pension-who-lives-in-a-motorhome-i-know-i-will-never-be-able-to-access-a-house-again/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T10:38:50+01:00</news:publication_date><news:title>Javier (67 years old), the retiree with €500 pension who lives in a motorhome: &quot;I know I will never be able to access a house again.&quot;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-deny-a-retirement-pension-to-a-man-with-a-disability-and-more-than-26-years-of-contributions-for-being-several-years-without-working-or-signed-up-for-unemployment/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T09:38:14+01:00</news:publication_date><news:title>They deny a retirement pension to a man with a disability and more than 26 years of contributions for being several years without working or signed up for unemployment</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-monday-april-27-in-the-pvpc-skyrockets-and-leaves-3-sections-above-200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T07:37:39+01:00</news:publication_date><news:title>The price of electricity today, Monday, April 27, in the PVPC skyrockets and leaves 3 sections above 200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-withdraw-the-minimum-living-income-for-receiving-an-inheritance-from-their-deceased-mother-and-must-return-5169-23-euros-to-social-security/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T05:37:54+01:00</news:publication_date><news:title>They withdraw the Minimum Living Income for receiving an inheritance from their deceased mother and must return 5,169.23 euros to Social Security</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/an-electrician-warns-about-renovating-a-house-changing-the-electrical-installation-used-to-cost-2000-euros-and-now-it-exceeds-6000/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-27T03:38:38+01:00</news:publication_date><news:title>An electrician warns about renovating a house: “Changing the electrical installation used to cost 2,000 euros and now it exceeds 6,000”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-this-saturday-april-25-plummets-but-there-will-be-7-bands-where-less-than-1-euro-will-be-paid/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T23:37:45+01:00</news:publication_date><news:title>The price of electricity this Saturday, April 25, plummets but there will be 7 bands where less than 1 euro will be paid</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/kilometer-long-queues-are-expected-for-mercadonas-great-novelty-a-reparative-hair-treatment-to-look-great-hair-for-less-than-4-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T21:39:12+01:00</news:publication_date><news:title>Kilometer-long queues are expected for Mercadona&#8217;s great novelty: a reparative hair treatment to look great hair for less than 4 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-saturday-april-25-at-the-pvpc-plummets-and-this-time-no-section-exceeds-200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T19:38:27+01:00</news:publication_date><news:title>The price of electricity today, Saturday, April 25, at the PVPC plummets and this time no section exceeds 200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/what-is-early-retirement-how-does-it-work-and-the-differences-with-early-retirement/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T18:37:37+01:00</news:publication_date><news:title>What is early retirement, how does it work and the differences with early retirement?</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/an-owner-appeals-the-closure-of-his-tourist-apartment-and-the-court-agrees-he-does-not-need-permission-from-the-community-of-neighbors-to-rent-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T17:37:42+01:00</news:publication_date><news:title>An owner appeals the closure of his tourist apartment and the Court agrees: he does not need permission from the community of neighbors to rent it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-confirms-that-it-is-possible-to-retire-at-age-65-with-15-years-of-contributions-if-you-have-not-worked-again-since-2013/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T16:37:57+01:00</news:publication_date><news:title>Social Security confirms that it is possible to retire at age 65 with 15 years of contributions if you have not worked again since 2013</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/she-manages-to-increase-her-widows-pension-to-3315-80-euros-after-social-security-refused-to-add-her-husbands-contributions-while-she-was-working-with-her-retirement-suspended-the-supreme-court-e/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-26T14:37:56+01:00</news:publication_date><news:title>She manages to increase her widow&#8217;s pension to 3,315.80 euros, after Social Security refused to add her husband&#8217;s contributions while she was working with her retirement suspended: the Supreme Court endorses it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
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