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<url><loc>https://www.spak.ng/the-trick-of-putting-your-phone-in-airplane-mode-to-charge-it-sooner-how-much-it-really-changes/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-15T02:38:02+01:00</news:publication_date><news:title>The trick of putting your phone in airplane mode to charge it sooner: how much it really changes</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-domestic-worker-with-fibromyalgia-who-needs-help-in-her-own-home-will-receive-100-of-a-base-of-1275-98-euros-for-the-absolute-permanent-disability-that-social-security-denied-her/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-15T01:37:40+01:00</news:publication_date><news:title>A domestic worker with fibromyalgia who needs help in her own home will receive 100% of a base of 1,275.98 euros for the absolute permanent disability that Social Security denied her.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-confirms-that-selling-your-habitual-home-to-buy-another-does-not-automatically-free-you-from-paying-personal-income-tax-if-you-do-not-complete-this-procedure/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T22:37:59+01:00</news:publication_date><news:title>The Treasury confirms that selling your habitual home to buy another does not automatically free you from paying personal income tax if you do not complete this procedure</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/juan-72-years-old-and-antolina-74-have-been-together-for-more-than-50-years-but-sleep-in-separate-ranches-at-3500-meters-above-sea-level/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T20:37:41+01:00</news:publication_date><news:title>Juan, 72 years old, and Antolina, 74, have been together for more than 50 years but sleep in separate ranches at 3,500 meters above sea level.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-on-saturday-november-14-plummets-with-4-sections-to-less-than-100-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T19:37:50+01:00</news:publication_date><news:title>The price of electricity on Saturday, November 14, plummets with 4 sections to less than 100 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-grants-the-minimum-living-income-from-the-age-of-18-to-those-who-have-dependent-children-but-if-they-live-with-their-parents-the-income-of-the-entire-household-counts/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T16:38:02+01:00</news:publication_date><news:title>Social Security grants the Minimum Living Income from the age of 18 to those who have dependent children, but if they live with their parents, the income of the entire household counts.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-confirms-the-urgent-processing-of-the-decree-that-opens-the-process-for-increasing-pensions/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T13:37:50+01:00</news:publication_date><news:title>Social Security confirms the urgent processing of the decree that opens the process for increasing pensions</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-former-president-of-renfe-breaks-his-silence-after-his-dismissal-and-assumes-responsibility-for-not-knowing-how-to-avoid-the-railway-crisis/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T11:37:44+01:00</news:publication_date><news:title>The former president of Renfe breaks his silence after his dismissal and assumes responsibility for “not knowing how to avoid” the railway crisis</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-retiree-born-in-1929-works-for-two-days-as-an-economist-notifies-social-security-and-they-demand-4637-55-euros-for-a-whole-month-of-pension-but-the-court-annuls-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T10:37:37+01:00</news:publication_date><news:title>A retiree born in 1929 works for two days as an economist, notifies Social Security and they demand 4,637.55 euros for a whole month of pension, but the court annuls it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-sepe-rejects-the-subsidy-for-those-over-52-years-of-age-to-workers-without-two-years-of-contributions-in-the-last-15-years-but-the-supreme-court-discounts-the-time-they-remained-registered-withou/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T07:37:39+01:00</news:publication_date><news:title>The SEPE rejects the subsidy for those over 52 years of age to workers without two years of contributions in the last 15 years, but the Supreme Court discounts the time they remained registered without interruption as job seekers</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-supreme-court-denies-widowhood-to-a-woman-with-four-children-and-more-than-17-years-of-cohabitation-for-not-being-registered-as-a-de-facto-couple-and-fifteen-days-later-a-decree-changes-the-law/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T04:38:14+01:00</news:publication_date><news:title>The Supreme Court denies widowhood to a woman with four children and more than 17 years of cohabitation for not being registered as a de facto couple and fifteen days later a decree changes the law</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-woman-leaves-two-mattresses-on-the-street-next-to-her-house-and-ends-up-with-a-criminal-record-and-sentenced-to-pay-more-than-1800-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T02:38:17+01:00</news:publication_date><news:title>A woman leaves two mattresses on the street next to her house and ends up with a criminal record and sentenced to pay more than 1,800 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-will-charge-personal-income-tax-for-compensation-for-a-voluntary-early-retirement-if-there-was-no-ere-open-when-signing-it-even-if-the-company-implemented-it-months-later/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-14T01:37:40+01:00</news:publication_date><news:title>The Treasury will charge personal income tax for compensation for a voluntary early retirement if there was no ERE open when signing it, even if the company implemented it months later</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/several-retirees-over-100-years-old-confess-their-biggest-mistakes-i-have-lost-my-entire-family-life-is-an-accident-of-not-having-accidents/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T20:37:46+01:00</news:publication_date><news:title>Several retirees over 100 years old confess their biggest mistakes: &#8220;I have lost my entire family; life is an accident of not having accidents&#8221;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-for-tuesday-november-10-2026-the-cheapest-and-most-expensive-hours/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T19:38:08+01:00</news:publication_date><news:title>The price of electricity for Tuesday, November 10, 2026: the cheapest and most expensive hours</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-eggs-from-today-a-dozen-is-less-than-2-euros-in-this-supermarket/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T16:37:58+01:00</news:publication_date><news:title>The price of eggs from today: a dozen is less than 2 euros in this supermarket</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-on-wednesday-november-11-rises-although-there-is-only-one-section-at-more-than-300-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T13:37:43+01:00</news:publication_date><news:title>The price of electricity on Wednesday, November 11, rises although there is only one section at more than 300 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/table-with-the-retirement-age-based-on-the-years-contributed-to-social-security-this-will-be-the-pension-in-2027/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T10:38:23+01:00</news:publication_date><news:title>Table with the retirement age based on the years contributed to Social Security: this will be the pension in 2027</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/from-january-2027-social-security-will-remove-10-of-the-maximum-pension-instead-of-8-5-from-those-who-retire-two-years-earlier-with-40-years-of-contributions-and-exceed-the-limit/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T07:38:18+01:00</news:publication_date><news:title>From January 2027, Social Security will remove 10% of the maximum pension, instead of 8.5%, from those who retire two years earlier with 40 years of contributions and exceed the limit</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/permanent-disability-pensioners-are-exempt-from-paying-personal-income-tax-for-their-pensions-but-only-those-with-absolute-and-severe-disability-while-those-with-total-disability-pay-taxes-even-if-t/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-13T04:37:53+01:00</news:publication_date><news:title>Permanent disability pensioners are exempt from paying personal income tax for their pensions, but only those with absolute and severe disability, while those with total disability pay taxes even if they have a 33% disability.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
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