<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/wp-content/plugins/xml-sitemap-feed/assets/sitemap-news.xsl?ver=5.4.9"?>
<!-- generated-on="2026-05-05T23:55:34+00:00" -->
<!-- generator="XML Sitemap & Google News for WordPress" -->
<!-- generator-url="https://status301.net/wordpress-plugins/xml-sitemap-feed/" -->
<!-- generator-version="5.4.9" -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" >
<url><loc>https://www.spak.ng/the-civil-guard-warns-those-who-always-throw-garbage-in-the-same-container-be-careful-they-could-rob-you/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-06T00:37:44+01:00</news:publication_date><news:title>The Civil Guard warns those who always throw garbage in the same container: be careful, they could rob you</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/retirement-a-retiree-starts-working-for-a-month-and-now-must-return-3162-93-euros-of-his-pension-to-social-security-because-it-is-incompatible/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T22:38:13+01:00</news:publication_date><news:title>Retirement. A retiree starts working for a month and now must return 3,162.93 euros of his pension to Social Security, because it is incompatible</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-this-monday-may-4-rises-but-there-will-be-5-sections-below-the-euro/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T19:37:45+01:00</news:publication_date><news:title>The price of electricity this Monday, May 4, rises but there will be 5 sections below the euro</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/how-periods-without-contributions-affect-the-retirement-pension/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T16:38:26+01:00</news:publication_date><news:title>How periods without contributions affect the retirement pension</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/an-82-year-old-man-had-not-saved-for-his-retirement-and-now-has-to-work-37-5-hours-a-week/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T15:37:39+01:00</news:publication_date><news:title>An 82-year-old man had not saved for his retirement and now has to work 37.5 hours a week</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-confirms-that-it-is-possible-to-retire-at-age-65-with-15-years-of-contributions-without-cuts-to-the-pension-but-if-you-have-not-worked-again-since-2013/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T13:37:43+01:00</news:publication_date><news:title>Social Security confirms that it is possible to retire at age 65 with 15 years of contributions without cuts to the pension, but if you have not worked again since 2013</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-63-year-old-cleaner-with-fibromyalgia-and-herniated-disc-achieves-a-permanent-disability-pension-after-social-security-rejected-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T11:38:51+01:00</news:publication_date><news:title>A 63-year-old cleaner with fibromyalgia and herniated disc achieves a permanent disability pension after Social Security rejected it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/arcadio-barrera-retired-with-44-years-of-contributions-i-have-contributed-to-social-security-for-many-years-and-every-month-i-suffer-an-unfair-cut-in-my-pension/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T09:37:59+01:00</news:publication_date><news:title>Arcadio Barrera, retired with 44 years of contributions: “I have contributed to Social Security for many years and every month I suffer an unfair cut in my pension&quot;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-notifies-millions-of-taxpayers-this-is-the-deadline-to-request-a-telephone-appointment-and-submit-the-income-tax/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T07:37:43+01:00</news:publication_date><news:title>The Treasury notifies millions of taxpayers: this is the deadline to request a telephone appointment and submit the Income Tax</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/alfonso-munoz-social-security-official-starting-at-age-75-is-when-it-is-financially-worthwhile-not-to-have-requested-early-retirement/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T05:37:45+01:00</news:publication_date><news:title>Alfonso Muñoz, Social Security official: &quot;Starting at age 75 is when it is financially worthwhile not to have requested early retirement.&quot;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-monday-may-4-2026-in-the-pvpc-shoots-up-with-3-bands-above-200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T03:39:37+01:00</news:publication_date><news:title>The price of electricity today Monday, May 4, 2026 in the PVPC shoots up with 3 bands above 200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/montse-cespedosa-economist-on-mortgages-in-2026-let-no-one-sign-a-fixed-rate-above-2-5-the-euribor-will-decline-again/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T02:37:40+01:00</news:publication_date><news:title>Montse Cespedosa, economist, on mortgages in 2026: &quot;Let no one sign a fixed rate above 2.5%, the Euribor will decline again&quot;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-plumber-warns-about-how-much-it-costs-to-fix-a-bathroom-now-the-minimum-is-30-euros-per-trip-if-not-you-lose-money/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T00:37:42+01:00</news:publication_date><news:title>A plumber warns about how much it costs to fix a bathroom now: “The minimum is 30 euros per trip… if not, you lose money”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-couple-buys-a-penthouse-with-a-roof-terrace-and-will-have-to-stop-using-it-after-complaints-from-neighbors-justice-forces-them-to-leave-it-as-it-was-even-if-they-did-not-do-the-work/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T23:38:24+01:00</news:publication_date><news:title>A couple buys a penthouse with a roof terrace and will have to stop using it after complaints from neighbors: Justice forces them to leave it as it was even if they did not do the work</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-removes-the-minimum-living-income-from-a-man-who-lived-with-his-brothers-and-supported-his-family-in-morocco-justice-says-that-he-should-continue-to-be-paid/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T22:38:04+01:00</news:publication_date><news:title>Social Security removes the Minimum Living Income from a man who lived with his brothers and supported his family in Morocco: Justice says that he should continue to be paid</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/when-unemployment-is-collected-in-may-2026-the-dates-for-caixabank-ing-santander-bbva-and-the-rest-of-the-banks/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T20:39:10+01:00</news:publication_date><news:title>When unemployment is collected in May 2026, the dates for CaixaBank, ING, Santander, BBVA and the rest of the banks</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/spain-says-its-over-to-the-brussels-plan-that-would-allow-pension-funds-to-invest-70-in-the-stock-market/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T18:38:24+01:00</news:publication_date><news:title>Spain says &#8216;it&#8217;s over&#8217; to the Brussels plan that would allow pension funds to invest 70% in the stock market</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-farmer-is-fined-4000-euros-for-irrigating-outside-his-authorized-area-with-desalinated-water-and-claims-that-he-had-the-right-to-use-the-water-on-his-farm-justice-rejects-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T16:38:25+01:00</news:publication_date><news:title>A farmer is fined 4,000 euros for irrigating outside his authorized area with desalinated water and claims that “he had the right to use the water on his farm”: Justice rejects it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-sepe-demands-11390-euros-of-unemployment-capitalization-without-explaining-the-reason-and-ends-up-in-court-you-will-not-have-to-return-anything/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T14:37:50+01:00</news:publication_date><news:title>The SEPE demands 11,390 euros of unemployment capitalization without explaining the reason and ends up in court: you will not have to return anything</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-lowers-the-minimum-widows-pensions-for-all-pensioners-whose-income-exceeds-9442-euros-per-year-or-who-do-not-reside-in-spain/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T12:37:38+01:00</news:publication_date><news:title>Social Security lowers the minimum widow&#8217;s pensions for all pensioners whose income exceeds 9,442 euros per year or who do not reside in Spain</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-today-saturday-may-2-2026-at-the-pvpc-the-cheapest-and-most-expensive-hours/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T08:38:35+01:00</news:publication_date><news:title>The price of electricity today Saturday, May 2, 2026 at the PVPC: the cheapest and most expensive hours</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-tobacco-changes-from-this-saturday-and-these-are-all-the-brands-affected/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T06:37:44+01:00</news:publication_date><news:title>The price of tobacco changes from this Saturday and these are all the brands affected</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/what-happens-to-your-retirement-pension-if-you-have-not-contributed-in-the-last-15-years/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T04:37:49+01:00</news:publication_date><news:title>What happens to your retirement pension if you have not contributed in the last 15 years?</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-refuses-to-grant-a-domestic-worker-permanent-disability-with-dyspnea-tremors-and-lung-injuries-due-to-covid-the-injuries-are-not-enough/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-04T02:37:50+01:00</news:publication_date><news:title>Social Security refuses to grant a domestic worker permanent disability with dyspnea, tremors and lung injuries due to Covid: the injuries are not enough</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
</urlset>
