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<url><loc>https://www.spak.ng/install-the-air-conditioning-by-passing-the-tubes-through-the-terrace-that-a-neighbor-has-been-using-for-40-years-and-justice-says-he-can-do-it-because-he-had-permission-from-the-community-and-it-was/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T17:37:49+01:00</news:publication_date><news:title>Install the air conditioning by passing the tubes through the terrace that a neighbor has been using for 40 years and Justice says he can do it because he had permission from the community and it was a common element</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/he-retires-early-at-the-age-of-55-he-retires-with-40-years-of-contributions-and-a-40-cut-and-the-court-denies-lowering-it-to-30-because-his-termination-was-not-involuntary/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T16:37:43+01:00</news:publication_date><news:title>He retires early at the age of 55, he retires with 40 years of contributions and a 40% cut and the court denies lowering it to 30% because his termination was not involuntary</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/who-decides-where-a-neighbor-has-to-go-when-their-property-has-no-access-to-a-public-road/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T14:37:59+01:00</news:publication_date><news:title>Who decides where a neighbor has to go when their property has no access to a public road?</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/yolanda-diaz-accuses-the-right-of-attacking-pensions-and-sees-it-as-unacceptable-to-talk-about-paydays-we-are-not-going-to-allow-them-to-not-revalue-pensi/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T13:38:36+01:00</news:publication_date><news:title>Yolanda Díaz accuses the right of attacking pensions and sees it as “unacceptable” to talk about “paydays”: “We are not going to allow them to not revalue pensions in accordance with the CPI”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/who-has-to-pay-for-the-repair-of-a-wall-that-separates-two-houses/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T11:37:37+01:00</news:publication_date><news:title>Who has to pay for the repair of a wall that separates two houses?</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/caixabank-reduces-this-185-meter-house-with-4-bedrooms-and-2-bathrooms-and-puts-it-up-for-sale-with-a-negotiable-price-of-43000-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T10:37:37+01:00</news:publication_date><news:title>CaixaBank reduces this 185-meter house with 4 bedrooms and 2 bathrooms and puts it up for sale with a negotiable price of 43,000 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/caixabank-offers-this-apartment-with-3-bedrooms-2-bathrooms-and-a-furnished-kitchen-for-sale-for-68750-euros-accepting-offers-for-a-limited-time/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T07:38:09+01:00</news:publication_date><news:title>CaixaBank offers this apartment with 3 bedrooms, 2 bathrooms and a furnished kitchen for sale for 68,750 euros: accepting offers for a limited time</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/goodbye-to-inside-it-closes-another-36-stores-in-spain-after-accumulating-a-debt-of-69-million-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T05:41:09+01:00</news:publication_date><news:title>Goodbye to Inside: it closes another 36 stores in Spain after accumulating a debt of 69 million euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/caixabank-offers-this-house-with-3-bedrooms-and-2-bathrooms-for-sale-for-83900-euros-accepting-offers-until-october-24/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T04:39:08+01:00</news:publication_date><news:title>CaixaBank offers this house with 3 bedrooms and 2 bathrooms for sale for 83,900 euros: accepting offers until October 24</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-build-a-house-facing-the-sea-and-its-neighbors-lose-25-of-the-views-justice-orders-it-to-be-demolished-and-sets-a-fine-of-300-euros-for-each-day-of-delay/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T02:37:42+01:00</news:publication_date><news:title>They build a house facing the sea and its neighbors lose 25% of the views: Justice orders it to be demolished and sets a fine of 300 euros for each day of delay</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/roberto-gomez-treasury-official-if-you-have-a-second-home-the-income-tax-is-taxed-as-long-as-it-is-empty/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-22T01:37:49+01:00</news:publication_date><news:title>Roberto Gómez, Treasury official: &quot;If you have a second home, the income tax is taxed as long as it is empty&quot;</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/imserso-publishes-a-list-with-all-the-free-places-in-the-social-tourism-program-destinations-such-as-barcelona-benidorm-or-almeria-at-reduced-prices/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T23:37:39+01:00</news:publication_date><news:title>Imserso publishes a list with all the free places in the Social Tourism Program: destinations such as Barcelona, ​​Benidorm or Almería at reduced prices</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-will-charge-millions-of-spaniards-at-the-end-of-june-for-the-income-tax-declaration/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T22:38:18+01:00</news:publication_date><news:title>The Treasury will charge millions of Spaniards at the end of June for the Income Tax declaration</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-madrid-youth-card-can-now-be-requested-for-free-from-the-age-of-12-requirements-advantages-and-how-to-get-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T20:37:45+01:00</news:publication_date><news:title>The Madrid Youth Card can now be requested for free from the age of 12: requirements, advantages and how to get it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-allows-you-to-split-the-payment-of-the-income-tax-return-but-it-is-not-free-if-you-request-a-deferral-you-have-to-pay-interest/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T19:37:59+01:00</news:publication_date><news:title>The Treasury allows you to split the payment of the Income Tax return, but it is not free if you request a deferral, you have to pay interest</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/murcia-work-calendar-2027-long-weekends-and-holidays/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T17:37:38+01:00</news:publication_date><news:title>Murcia work calendar 2027: long weekends and holidays</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/as-i-have-two-payers-the-treasury-is-going-to-hurt-me-a-lawyer-debunks-the-myth-and-clarifies-that-you-do-not-pay-more-personal-income-tax-for-having-two-jobs/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T16:37:36+01:00</news:publication_date><news:title>“As I have two payers, the Treasury is going to hurt me”: a lawyer debunks the myth and clarifies that you do not pay more personal income tax for having two jobs</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/el-corte-ingles-challenges-imserso-trips-with-a-4-night-outing-to-a-hotel-with-spa-from-120-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T14:37:51+01:00</news:publication_date><news:title>El Corte Inglés challenges Imserso trips with a 4-night outing to a hotel with spa from 120 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/manuel-hernandez-expert-inheritance-lawyer-sometimes-we-forget-to-compute-the-expenses-within-the-inheritance/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T13:37:39+01:00</news:publication_date><news:title>Manuel Hernández, expert inheritance lawyer: “Sometimes we forget to compute the expenses within the inheritance”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-move-into-a-newly-built-home-and-weeks-later-they-are-asked-to-leave-because-they-discover-an-old-mine-underneath/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T11:38:24+01:00</news:publication_date><news:title>They move into a newly built home and weeks later they are asked to leave because they discover an old mine underneath</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-government-of-extremadura-confirms-aid-of-up-to-10000-euros-for-smes-to-train-their-managers/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T10:38:44+01:00</news:publication_date><news:title>The Government of Extremadura confirms aid of up to 10,000 euros for SMEs to train their managers</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-civil-guard-warns-those-who-sell-second-hand-products-a-receipt-does-not-always-mean-that-you-have-received-payment/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T08:37:44+01:00</news:publication_date><news:title>The Civil Guard warns those who sell second-hand products: “A receipt does not always mean that you have received payment”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-inss-rejects-the-absolute-permanent-disability-of-a-worker-with-cirrhosis-and-osteoarthritis-who-can-barely-sit-down-justice-does-recognize-it/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T07:37:54+01:00</news:publication_date><news:title>The INSS rejects the absolute permanent disability of a worker with cirrhosis and osteoarthritis who can barely sit down: justice does recognize it</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/what-is-the-maximum-pension-to-request-the-flat-rate-of-50-euros-for-imserso-trips/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T05:38:11+01:00</news:publication_date><news:title>What is the maximum pension to request the flat rate of 50 euros for Imserso trips?</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-government-will-expand-widows-pensions-for-common-law-couples-improve-aid-for-vulnerable-families-and-benefits-for-temporary-disability/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T04:37:45+01:00</news:publication_date><news:title>The Government will expand widow&#8217;s pensions for common-law couples, improve aid for vulnerable families and benefits for temporary disability</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/ceuta-work-calendar-2027-all-long-weekends-and-holidays/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T02:37:56+01:00</news:publication_date><news:title>Ceuta work calendar 2027: all long weekends and holidays</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-drops-this-tuesday-october-20-but-there-will-be-5-hours-at-more-than-300-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-21T01:38:19+01:00</news:publication_date><news:title>The price of electricity drops this Tuesday, October 20, but there will be 5 hours at more than 300 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/an-agricultural-company-is-forced-to-remove-7-prefabricated-houses-that-it-installed-to-house-its-seasonal-workers-for-not-having-a-planning-license/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-20T23:39:51+01:00</news:publication_date><news:title>An agricultural company is forced to remove 7 prefabricated houses that it installed to house its seasonal workers for not having a planning license</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/portugal-teaches-spain-a-lesson-with-the-pension-piggy-bank-and-closed-2025-with-42000-million-to-pay-them-for-more-than-two-years-while-the-spanish-one-lasts-for-one-month/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-20T22:37:40+01:00</news:publication_date><news:title>Portugal teaches Spain a lesson with the pension piggy bank and closed 2025 with 42,000 million to pay them for more than two years, while the Spanish one lasts for one month</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/their-dogs-continually-escape-to-sneak-into-the-neighbors-garden-and-one-ends-up-attacking-another-animal-they-condemn-him-to-pay-more-than-3200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-20T20:37:38+01:00</news:publication_date><news:title>Their dogs continually escape to sneak into the neighbors&#8217; garden and one ends up attacking another animal: they condemn him to pay more than 3,200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/she-collects-the-subsidy-for-those-over-52-years-of-age-without-saying-that-she-was-already-retired-in-peru-and-the-sepe-demands-14737-83-euros-from-her/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-20T19:37:53+01:00</news:publication_date><news:title>She collects the subsidy for those over 52 years of age without saying that she was already retired in Peru and the SEPE demands 14,737.83 euros from her</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
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