<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/wp-content/plugins/xml-sitemap-feed/assets/sitemap-news.xsl?ver=5.4.9"?>
<!-- generated-on="2026-11-04T19:54:35+00:00" -->
<!-- generator="XML Sitemap & Google News for WordPress" -->
<!-- generator-url="https://status301.net/wordpress-plugins/xml-sitemap-feed/" -->
<!-- generator-version="5.4.9" -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" >
<url><loc>https://www.spak.ng/imserso-opens-the-deadline-to-request-one-of-the-199000-places-in-spas-at-very-low-prices-with-full-board-requirements-and-what-the-program-includes/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T20:38:04+01:00</news:publication_date><news:title>Imserso opens the deadline to request one of the 199,000 places in spas at very low prices with full board: requirements and what the program includes</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-for-monday-november-2-2026-the-cheapest-and-most-expensive-hours/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T16:37:42+01:00</news:publication_date><news:title>The price of electricity for Monday, November 2, 2026: the cheapest and most expensive hours</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/he-owes-more-than-94000-euros-to-social-security-from-his-time-as-a-businessman-he-pays-them-to-be-able-to-retire-and-the-court-only-gives-him-the-pension-from-the-day-he-settled-the-debt/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T13:37:38+01:00</news:publication_date><news:title>He owes more than 94,000 euros to Social Security from his time as a businessman, he pays them to be able to retire and the court only gives him the pension from the day he settled the debt</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/caixabank-sells-this-2-story-house-more-than-200-meters-and-4-bedrooms-at-a-discount-for-30500-euros-the-price-is-negotiable/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T10:37:38+01:00</news:publication_date><news:title>CaixaBank sells this 2-story house, more than 200 meters and 4 bedrooms at a discount for 30,500 euros: the price is negotiable</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/french-debt-and-its-weight-in-european-fixed-income-funds/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T09:37:38+01:00</news:publication_date><news:title>French debt and its weight in European fixed income funds</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-community-of-madrid-offers-aid-of-up-to-300000-euros-to-companies-that-train-and-hire-unemployed-people/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T07:38:08+01:00</news:publication_date><news:title>The Community of Madrid offers aid of up to 300,000 euros to companies that train and hire unemployed people</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-treasury-allows-two-joined-homes-with-different-cadastral-references-to-count-as-a-single-habitual-home/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T04:37:40+01:00</news:publication_date><news:title>The Treasury allows two joined homes with different cadastral references to count as a single habitual home.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-government-will-approve-this-tuesday-aid-for-the-victims-of-the-urda-train-accident-and-oscar-puente-will-appear-in-congress/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-04T01:37:46+01:00</news:publication_date><news:title>The Government will approve this Tuesday aid for the victims of the Urda train accident and Óscar Puente will appear in Congress</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/young-people-do-not-reach-an-income-equivalent-to-that-of-a-retiree-until-they-are-38-years-old-according-to-a-study/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T22:38:13+01:00</news:publication_date><news:title>Young people do not reach an income equivalent to that of a retiree until they are 38 years old, according to a study</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-minimum-widows-pension-for-those-over-65-without-dependent-children-would-rise-to-around-1018-euros-per-month-in-2027-while-that-of-those-under-60-would-reach-around-772-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T19:37:44+01:00</news:publication_date><news:title>The minimum widow&#8217;s pension for those over 65 without dependent children would rise to around 1,018 euros per month in 2027, while that of those under 60 would reach around 772 euros.</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-eu-changes-the-rules-and-from-july-2027-will-prohibit-paying-more-than-10000-euros-in-cash-for-goods-and-services/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T16:38:00+01:00</news:publication_date><news:title>The EU changes the rules and, from July 2027, will prohibit paying more than 10,000 euros in cash for goods and services</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/the-price-of-electricity-on-tuesday-november-3-rises-again-and-for-12-hours-it-will-be-above-200-euros/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T13:37:41+01:00</news:publication_date><news:title>The price of electricity on Tuesday, November 3, rises again and for 12 hours it will be above 200 euros</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/social-security-will-change-disability-pensions-for-retirement-pensions-upon-reaching-age-65-but-the-amount-will-be-the-same/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T10:38:01+01:00</news:publication_date><news:title>Social Security will change disability pensions for retirement pensions upon reaching age 65, but the amount will be the same</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-tell-a-mother-as-income-the-child-support-of-200-euros-per-child-that-she-did-not-receive-and-reduce-her-minimum-living-income-but-the-valencian-tsj-confirms-her-right-to-help/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T07:37:40+01:00</news:publication_date><news:title>They tell a mother as income the child support of 200 euros per child that she did not receive and reduce her Minimum Living Income, but the Valencian TSJ confirms her right to help</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/they-buy-a-house-for-162000-euros-and-nine-years-later-they-discover-that-they-need-350000-euros-to-repair-it-we-wonder-if-our-house-is-going-to-fall-on-us/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T04:38:02+01:00</news:publication_date><news:title>They buy a house for 162,000 euros and nine years later they discover that they need 350,000 euros to repair it: “We wonder if our house is going to fall on us”</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
<url><loc>https://www.spak.ng/a-businessman-must-pay-100992-euros-to-the-treasury-for-not-declaring-income-and-confusing-his-assets-with-that-of-his-company/</loc><news:news><news:publication><news:name>Spak.ng</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-03T01:37:38+01:00</news:publication_date><news:title>A businessman must pay 100,992 euros to the Treasury for not declaring income and confusing his assets with that of his company</news:title><news:keywords></news:keywords><news:stock_tickers></news:stock_tickers></news:news></url>
</urlset>
